Navigating the financial landscape as a startup or growing business requires more than just numbers—it demands strategic foresight, regulatory savvy, and a partner who understands your unique challenges. At VandM, we specialize in financial consulting and advisory services tailored to startups and SMEs in finance, fintech, and beyond.
Having built our own journey from the ground up, we intimately grasp the hurdles of scaling in volatile markets. We’ve weathered the storms of cash flow crunches, investor negotiations, and compliance complexities. This firsthand experience fuels our mission: to equip you with actionable strategies that turn financial uncertainty into sustainable growth.
Our solutions go beyond traditional consulting. We combine strategic financial planning with hands-on technical execution—whether it’s optimizing your MVP’s financial architecture, ensuring compliance across borders, or integrating AI-driven analytics for smarter decision-making. Every recommendation we provide is designed to be scalable, investor-ready, and aligned with the fast-paced demands of fintech innovation.
With a multinational footprint in Iran and Oman, we blend local market intelligence with global financial best practices. Whether you’re refining financial models, preparing for audits, or securing funding, our solutions are designed to empower your business at every stage—from seed to scale.

Why Choose VandM

1. Multilingual, Multinational Expertise
• Deep understanding of Iran’s emerging fintech ecosystem and Oman’s GCC-aligned regulatory frameworks.
• Navigate cross-border compliance, taxation, and investor expectations effortlessly.
2. Strategic Financial Planning
• Custom Roadmaps: Build investor-ready financial models, scenario analyses, and risk assessments.
• Regulatory Compliance: Ensure adherence to local laws (Iran’s CBI guidelines, Oman’s CMA frameworks) and global standards.
3. Implementation & Optimization
• Fundraising Support: Craft pitch decks, term sheets, and investor Q&A prep.
• Tech Integration: Leverage tools like QuickBooks, Xero, or custom dashboards for real-time financial tracking.
4. Ongoing Advisory & Review
• Monthly Check-Ins: Monitor KPIs, adjust forecasts, and tackle emerging risks.
• Exit Readiness: Prepare for acquisitions, IPOs, or strategic partnerships with valuation modeling and due diligence support.

Our Proven Process

1. Discovery & Assessment
   • Audit existing financials and business plans.
   • Identify gaps in compliance, cash flow, or investor readiness.
2. Strategic Development
   • Build tailored financial models and pitch decks.
   • Design risk management frameworks and scalability roadmaps.
3. Implementation & Support
   • Prepare regulatory documents (e.g., AML/KYC, audit reports).
   • Train teams on financial tools and reporting standards.
4. Review & Scale
   • Monthly performance reviews and strategy adjustments.
   • Post-funding support for scaling operations.

Competitive Advantage

• Cross-Border Agility: Navigate Iran’s emerging markets and Oman’s GCC-aligned regulations seamlessly.
• Cost-Effective Precision: Avoid over-engineering with lean, scalable solutions.
• 24/7 Accessibility: Dedicated support across time zones for urgent queries.